Giving Students the Credit They Deserve
For more than 100 years, America's credit unions - structured as not-for-profit financial
cooperatives - have relied on a "people helping people" philosophy to deliver affordable
financial products and unmatched service to their members. In 2008, leading credit unions
from across the country formed Credit Union Student Choice and brought this same philosophy
to the private student loan marketplace - creating a product that was actually in the student's
best interest. By working together in the Student Choice network, credit unions are offering a
private student loan that features:
- Straightforward terms
- Lower rates
- No origination fees
- A unique line of credit structure - allowing students to apply once and secure financing
for their entire college career
- Flexible repayment options
This revolutionary new loan product will help students fill the funding gaps that scholarships,
grants, and federal student aid can leave behind, without the higher price tag commonly
associated with private loans. (Reminder - students should maximize all other sources of
lower-cost financial aid before applying for a private student loan.) With more than 80 credit
unions now offering this loan, students from all over the country have an opportunity to not only
lower their overall cost of a higher education, but also develop a relationship with a not-for-profit credit union they can trust.
For detailed information about the Student Choice loan, and to determine your credit union membership eligibility, please see the list below of participating credit unions.
| StudentChoice Partner Credit Unions | |||
| CREDIT UNIONS BASED IN PENNSYLVANIA | |||
| Credit Union | City | State | Membership Eligibility Rules |
| AmeriChoice FCU | Mechanicsburg | Pennsylvania | |
| CTCE FCU | Reading | Pennsylvania | |
| Discovery FCU | Wyomissing | Pennsylvania | |
| Erie GE FCU | Erie | Pennsylvania | |
| Members 1st FCU | Mechanicsburg | Pennsylvania | |
| NET FCU | Scranton | Pennsylvania | |
| Superior CU | Collegeville | Pennsylvania | |
| Tobyhanna Army Depot FCU | Scranton | Pennsylvania | |
| ALL CREDIT UNIONS | |||
| Credit Union | City | State | Membership Eligibility Rules |
| ABNB FCU | Chesapeake | Virginia | Membership Requirements |
| Addison Avenue FCU | Palo Alto | California | |
| Affinity Plus FCU | Saint Paul | Minnesota | |
| Alabama CU | Tuscaloosa | Alabama | |
| American Eagle CU | St. Louis | Missouri | |
| AmeriCU | Rome | New York | |
| Anheuser-Busch Employees CU | St. Louis | Missouri | |
| Apple FCU | Fairfax | Virginia | |
| Arkansas FCU | Jacksonville | Arkansas | |
| Bridgewater CU | Bridgewater | Massachusetts | |
| Chartway CU | Virginia Beach | Virginia | |
| Community First CU of Florida | Jacksonville | Florida | |
| Day Air CU | Kettering | Ohio | |
| Digital FCU | Marlborough | Massachusetts | |
| Directions CU | Sylvania | Ohio | |
| Elevations CU | Boulder | Colorado | |
| Eli Lilly FCU | Indianapolis | Indiana | |
| Energy CU | Waltham | Massachusetts | |
| Evansville FCU | Evansville | Indiana | |
| Everett CU | Everett | Massachusetts | |
| Fremont FCU | Fremont | Ohio | |
| Grow Financial CU | Tampa | Florida | |
| HarborLight CU | Whitehall | Michigan | |
| Hawaii USA FCU | Honolulu | Hawaii | |
| Hingham FCU | Hingham | Massachusetts | |
| Holy Rosary CU | Rochester | New Hampshire | |
| Irving City Employees FCU | Irving | Texas | |
| Leaders CU | Jackson | Tennessee | |
| Liberty Bay CU | Boston | Massachusetts | |
| Mid-Atlantic FCU | Germantown | Maryland | |
| Millbury CU | Millbury | Massachusetts | |
| MIT FCU | Cambridge | Massachusetts | |
| Motorola Employees CU | Schaumburg | Illinois | |
| NASA FCU | Upper Marlboro | Maryland | |
| NMTW CU | Lowell | Massachusetts | |
| Northwest FCU | Herndon | Virginia | |
| Novation CU | Oakdale | Minnesota | |
| NuUnion CU | Lansing | Michigan | |
| Polish and Slavic FCU | Fairfield | New Jersey | |
| Quorum FCU | Purchase | New York | |
| San Antonio CU | San Antonio | Texas | |
| Seaport CU | Salem | Massachusetts | |
| SRI FCU | Menlo Park | California | |
| Star One CU | Sunnyvale | California | |
| UMass Five FCU | Hadley | Massachusetts | |
| United FCU | St. Joseph | Michigan | |
| University of Iowa Community CU | Iowa City | Iowa | |
| University of Kentucky FCU | Lexington | Kentucky | |
| UniWyo FCU | Laramie | Wyoming | |
| Visions FCU | Endicott | New York | |
| Worcester CU | Worcester | Massachusetts | |
| Workers CU | Fitchburg | Massachusetts | |
| Wright-Patt CU | Fairborn | Ohio | |

