Undergraduate

College is an exciting time, full of new opportunities and experiences for students. With Student Choice, participating credit unions help educate families about all of their options and make financing college easier - allowing individuals to achieve their dreams of a higher education.

The Student Choice Undergraduate private loan solution was designed to fill the funding gaps that may exist after all-lower-cost sources of aid (including Federal Stafford loans) have been exhausted.

Our private student loan solution:

Helps fill the funding gap that exists after lower-cost sources of aid have been exhausted.
Offers zero origination fees and lower rates than many other lenders.
Allows for fully deferred payment while students are in school (optional).
Is structured as a Line-of-Credit (LOC), which can be used over multiple years throughout an undergraduate career. Each year, students simply determine how much of the eligible LOC amount they'll need - without having to complete an entirely new application!
Offers flexible repayment options resulting in lower initial payments after graduation.
Gives members the chance to reduce your interest rate by 0.25% during full repayment when you enroll in automatic payment.
Deepens member relationships - as the loan is granted and held by the credit union (not referred to another provider).

Visit our Frequently Asked Questions page for answers to common questions.

* loans subject to approval. Rates, terms and conditions subject to change without notice.