College is an exciting time, full of new opportunities and experiences for your members. With Student Choice, your credit union can help educate families about all of their options and make financing college easier - allowing members to achieve their dreams of a higher education.

The Student Choice Undergraduate private loan solution was designed to fill the funding gaps that may exist after all-lower-cost sources of aid (including Federal Stafford loans) have been exhausted. 

Our private student loan solution:

  • Helps fill the funding gap that exists after lower-cost sources of aid have been exhausted.
  • Offers zero origination fees and lower rates than many other lenders.
  • Allows for fully deferred payment while students are in school (optional).
  • Is structured as a Line-of-Credit (LOC), which can be used over multiple years throughout an undergraduate career. Each year, students simply determine how much of the eligible LOC amount they'll need - without having to complete an entirely new application!
  • Offers flexible repayment options resulting in lower initial payments after graduation.
  • Gives members the chance to reduce your interest rate by 0.25% during full repayment when you enroll in automatic payment. If your line of credit is subject to a floor rate (also known as a minimum interest rate) as specified in your promissory note, your rate will never be less than the floor rate.
  • Deepens member relationships - as the loan is granted and held by the credit union (not referred to another provider). 

For specific details about our Undergraduate product, visit our Frequently Asked Questions page!


* loans subject to approval. Rates, terms and conditions subject to change without notice.