Why private student lending?

By working in a collaborative networked environment, credit unions can do what is right for their members, the future of their cooperative, and their country. All while offering a product that will truly enable members to make better lives for themselves.

• Grow and diversify your loan portfolio - Leverage your balance-sheet lending capability, a distinct advantage over many competitors, to offer fair rates and terms that will benefit both members and the credit union.
  
  
• Build life-long relationships with Gen Y members - Deliver a superior loan product to young adults at the most critical stage of their young financial lives and recognize the full value stream that can only come from a long-term productive loan relationship.
  
  
• Turn-key solution - Enter this market easily and efficiently with our networked structure. No additional staff is necessary as we handle the most difficult and time-consuming aspects of student lending.
  
  
• Achieve optimum portfolio performance - Mitigate risk and enhance performance by utilizing prudent risk-based underwriting, school certification, and optional portfolio insurance to maximize revenue.
  
  
• Your members need you - With the bulk of credit union members falling in the 45-54 age range, it's imperative that credit unions meet not only their financial needs, but also those of their college-bound children. Help them achieve the dream of higher education, without the higher price tag commonly associated with private student loans.