Refi your student loans

With A Credit Union

Find your rate, become a member, and enjoy the benefits of refinancing with a lender you can trust.

Why A Credit Union?

Apply today in 4 easy steps.

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Find the right loan from the right credit union.

Pay For College

Pay for your education-related expenses including tuition, books, housing, and more.

Variable rates starting at

4.99% APR*

Fixed rates starting at

3.99% APR

Our line of credit is not like other student loans.
You’re approved for your entire undergraduate or graduate career, so you won’t need to reapply every year!

Refinance Student Loans

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at

5.25% APR

Fixed rates starting at

3.59% APR

Combine your private and federal student loans.
This includes parent PLUS loans, which can be refinanced by either the student or the parent borrower.◊◊

Benefits of borrowing from our partners.

Find your rate to see even more credit unions!

Start your application today to see if you can save!

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* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.

Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements.

◊◊Remember that by refinancing federal student loans, you will lose certain borrower benefits from your original loans. These may include interest rate discount, principal rebates, or some cancellation/forgiveness benefits that can significantly reduce the cost of repaying your loans. Please consider these benefits carefully when considering your options for refinancing federal student loans.

Using the free student loan payment calculator does not constitute an offer to receive a loan and will not solicit a loan offer. Any payments and savings will depend on the actual amounts for which you are approved, should you choose to apply. This calculator is provided for educational purposes only and should not be relied upon as financial advice. Always consult your credit union or financial advisor when making your decision.