Our private student loan solution:
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Helps fill the funding gap that exists after lower-cost sources of aid have been exhausted.
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Offers zero origination fees and lower rates than many other lenders.
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Allows for fully deferred payment while students are in school (optional).
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Is structured as a Line-of-Credit (LOC), which can be used over multiple years throughout an undergraduate career. Each year, students simply determine how much of the eligible LOC amount they'll need - without having to complete an entirely new application!
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Offers flexible repayment options resulting in lower initial payments after graduation.
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Gives members the chance to reduce your interest rate by 0.25% during full repayment when you enroll in automatic payment.
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Establishes a relationship with a financial institution you can trust.
Learn if your credit union offers the Undergraduate Student Choice Private Loan Solution or find a credit union near you.
Visit our Frequently Asked Questions page for answers to common questions.
* loans subject to approval. Rates, terms and conditions subject to change without notice.