College is an exciting time, full of new opportunities and experiences. Our aim is to make financing college easier so you can focus on what's really important - achieving your dreams of a higher education at the school of your choice!

The Student Choice Undergraduate private loan solution was designed to fill the funding gaps that may exist after all-lower-cost sources of aid (including scholarships, grants and Federal Stafford loans) have been exhausted. 

Our private student loan solution:

  • Helps fill the funding gap that exists after lower-cost sources of aid have been exhausted.
  • Offers zero origination fees and lower rates than many other lenders.
  • Allows for fully deferred payment while students are in school (optional).
  • Is structured as a Line-of-Credit (LOC), which can be used over multiple years throughout an undergraduate career. Each year, students simply determine how much of the eligible LOC amount they'll need - without having to complete an entirely new application!
  • Offers flexible repayment options resulting in lower initial payments after graduation.
  • Establishes a relationship with a financial institution you can trust

Learn if your credit union offers the Undergraduate Student Choice Private Loan Solution or find a credit union near you.

Visit our Frequently Asked Questions page for answers to common questions.


* loans subject to approval. Rates, terms and conditions subject to change without notice.