Choosing a college can be difficult.

Choosing the right financial partner to help you along the way doesn't have to be.

Your Financial Partner for Life


Before, during, and after college... three critically important stages of life that credit unions can help you successfully navigate.


Beyond personal support and innovative financial solutions, at a credit union you're not just a customer, you're a member of a not-for-profit financial cooperative that is founded on a principle of people helping people.

Whether you need straight-forward advice, a private student loan solution to help you fill funding gaps after you've exhausted scholarships, grants, and federal student loans, or assistance in refinancing existing student loan debt, a credit union can help. Find a Credit Union Today!



Unique benefits, great products, and exceptional support.
Quick videos about the FAFSA and financial aid process.
One-to-one expert consultation for all your financial aid questions.
Solutions for in-school and student loan refinance.



Why You Should Choose a Credit Union

Why Choose a Credit Union


  • Not-for profit financial institutions
  • Member-owned cooperative that puts people before profits
  • Focus on financial wellness and education
  • Local lender involved in your community
  • Your financial partner for life

What Makes Our Solutions Unique


  • Line of credit structure allows you to borrow over multiple years with just a simple, one-time application*
  • Great rates with zero origination or prepayment fees
  • Flexible repayment and in-school deferment options
  • Easy online application and instant credit decision
  • 24/7 call center and application support



*Subject to credit qualification and annual credit review.
Must meet school's Satisfactory Academic Progress (SAP) requirements.
Approved schools subject to change.

Learn Before You Borrow

From tips on filling out the FAFSA to applying for our private student loan solution, credit unions are here to help your family build a plan for responsibly funding a college education.




The FAFSA is the most important piece of the financial aid puzzle. Learn more about the process and the information needed to complete each section.


Review a short list of important items you should tackle before graduation, starting with your junior year of high school.


Making sense of your award letter and cost of attendance.


A brief overview of the types of student loans available to borrowers, and when you should consider using them to pay for college.


Understanding how private lenders are different and how to select the right lender.


A description of the application process.


Learn about evaluating your refinance options so you can choose the right option for your financial needs.


What to expect when you refinance and consolidate your student loans.

Expert One-on-One Support

College Access Counselor

For help completing your FAFSA, interpreting your award letter, or decoding financial aid lingo, we’ve got you covered. Our College Access Counselor provides personal, one-on-one consultation for all of your financial aid questions. So whether you’re a parent, high school student, or college graduate entering loan repayment can all get, our counselor can walk you through the necessary steps to make smart decisions about paying for college – and beyond. Schedule your appointment today.


Educational Webinars

Whether you’re a parent, high school student, or college graduate entering loan repayment, our National Webinar Series covers a variety of topics to help you navigate the necessary steps to make smart decisions about paying for college – and beyond. Learn more about webinars!


Financial Literacy Tools

Educating members is at the heart of the credit union mission. That mission is also embraced by Student Choice, and we want to help ensure you make wise decisions at every step of your adult years. From our College Access Counselor to webinars to the interactive iGrad platform, you’ll find all the financial tools you need right here.



Financing Options

What Types of Student Loan Solutions Do Credit Unions Offer?

Loan offerings vary by credit union.1

To find a credit union that offers the best solution for you, use our Find a Credit Union tool.



For students seeking the dream of higher education.



For students seeking to further their higher education.



For graduates and families seeking to consolidate or pay off student loans.

1 Loans subject to approval. Rates, terms and conditions subject to change without notice.


David's Story

"My wife and I were approached by my brother to help in the loan process. The first place I guided him towards was our credit union. Our plan was to research other potential lenders but we both had such a good experience with our credit union, we decided to choose them.

The experience from the initial loan to follow up withdraws has been user-friendly. That has been nice considering things can get overwhelming when you're making decisions such as these. Furthering my education has inspired and influenced my brother to do the same. Our credit union has made the process easier."


Find a Credit Union & Apply

Student Choice private student lending solutions are available from hundreds of credit unions nationwide. Use our search tool to find a credit union near where you live or attend school, or click here to view our entire list of participating credit unions by state.