Choosing a college can be difficult.

Choosing the right financial partner to help you along the way doesn't have to be.

Fund College & Find a Financial Partner for Life

Searching for ways to fill educational funding gaps after you've exhausted
scholarships, grants, and federal loans? A credit union can help.

Find a Credit Union & Apply

Student Choice private student lending solutions are available from hundreds of credit unions nationwide. Use our search tool to find a credit union near where you live or attend school, or click here to view our entire list of participating credit unions by state.


Why You Should Choose a Credit Union

A Unique Financial Partner


  • Not-for profit financial institutions
  • Member-owned cooperative that puts people before profits
  • Focus on financial wellness and education
  • Local lender involved in your community
  • Your financial partner for life

Innovative Private Student Lending Solutions


  • Line of credit structure allows you to borrow over multiple years with just a simple, one-time application*
  • Great rates with zero origination or prepayment fees
  • Flexible repayment and in-school deferment options
  • Easy online application and instant credit decision
  • 24/7 call center and application support


*Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change.


William's Story

"I am so thankful for getting a credit union student loan! Because of the loan I was able to go to Ohio University and graduate with a degree in Engineering Technology and Management and a minor in business. During my time I was able to meet so many amazing people and have so many unique experiences that without this loan I wouldn’t be able to experience. I was able to meet people who I would call friends for life, I got a chance to go to Chicago to go to one of the largest automation show’s in the world, and I even got to meet former president Bill Clinton!

After all those experiences I was able to graduate and start a career as a controls engineer in Cincinnati, OH and start my life on a good foot. Overall, I could easily say that thanks to my credit union, scholarships, and parental assistance I was able to go to college and live my life to the fullest!"

For more stories, visit


Learn Before You Borrow

From tips on filling out the FAFSA to applying for our private student loan solution, credit unions are here to help your family build a plan for responsibly funding a college education.




The FAFSA is the most important piece of the financial aid puzzle. Learn more about the process and the information needed to complete each section.


Review a short list of important items you should tackle before graduation, starting with your junior year of high school.


Making sense of your award letter and cost of attendance.


A brief overview of the types of student loans available to borrowers, and when you should consider using them to pay for college.


Understanding how private lenders are different and how to select the right lender.


A description of the application process.

Expert One-on-One Support

College Access Counselor

For help completing your FAFSA, interpreting your award letter, or decoding financial aid lingo, we’ve got you covered. Our College Access Counselor provides personal, one-on-one consultation for all of your financial aid questions. So whether you’re a parent, high school student, or college graduate entering loan repayment can all get, our counselor can walk you through the necessary steps to make smart decisions about paying for college – and beyond. Schedule your appointment today.


Educational Webinars

Whether you’re a parent, high school student, or college graduate entering loan repayment, our National Webinar Series covers a variety of topics to help you navigate the necessary steps to make smart decisions about paying for college – and beyond. Learn more about webinars!


Financial Literacy Tools

Educating members is at the heart of the credit union mission. That mission is also embraced by Student Choice, and we want to help ensure you make wise decisions at every step of your adult years. From our College Access Counselor to webinars to the interactive iGrad platform, you’ll find all the financial tools you need right here.