Still looking for a solution to fill the funding gap?

School is hard. Paying for it shouldn't be.

Fund Your Education & Find a Financial Partner for Life

Still searching for ways to fill educational funding gaps after you've exhausted
scholarships, grants, and federal loans? A credit union can help.

Find a Credit Union & Apply

Student Choice private student lending solutions are available from hundreds of credit unions nationwide. Use our search tool to find a credit union near where you live or attend school, or click here to view our entire list of participating credit unions by state.


Why You Should Choose a Credit Union

A Unique Financial Partner


  • Not-for profit financial institutions
  • Member-owned cooperative that puts people before profits
  • Focus on financial wellness and education
  • Local lender involved in your community
  • Your financial partner for life

Innovative Private Student Lending Solutions


  • Line of credit structure allows you to borrow over multiple years with just a simple, one-time application*
  • Great rates with zero origination or prepayment fees
  • Flexible repayment and in-school deferment options
  • Easy online application and instant credit decision
  • 24/7 call center and application support


*Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change.


William's Story

"Choosing to finance my education through my Credit Union has been one of the best choices I’ve made. Not only am I able to talk to a real person and go to any credit union location if I have questions, but I feel more connected to the organization and not seen as ‘just another number’.

The ease of applying and the ability to make a withdrawal without having to fill out a second application is one of the most amazing aspects. Preparing for a new semester involves a lot of tasks, but with the easy withdrawal process there is one less item on my to-do list. College is stressful but with my Student Choice loan, paying for it is not. Thank you to my Credit Union and Student Choice!"

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