Giving Students the Credit They Deserve

Student Choice offers private student loan solutions to help credit union members achieve their dreams of a higher education.

Who is Student Choice?

Founded in 2008 by several of the nation’s leading credit unions and credit union service organizations (CUSOs), Student Choice works in partnership with credit unions to deliver innovative solutions that help members responsibly overcome the increasing challenge of higher education affordability. With cooperation and a keen focus on the future, the CUSO’s programs have allowed hundreds of credit unions to deliver fair‐value private education and refinance loans with corresponding financial education to students, graduates, and families. Our holistic solutions help credit unions empower the next-generation of members for life-long success.


Affinity Plus FCU

Affinity Plus has 28 branches located throughout Minnesota. With over $1.8 billion in assets and with $3.5 billion in assets under management, Affinity Plus is based in St. Paul and is owned by more than 180,000 members.

Digital FCU

Massachusetts-based Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for its members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves more than 500,000 members and their families in all 50 states.

Elements Financial

Elements Financial is a diversified federal credit union with assets of more than $1 billion and nearly 70,000 members in all 50 states and 40 foreign countries. As a financial wellness provider, Elements serves individuals through its original sponsor Eli Lilly and Company and more than 80 companies across Indiana and nationally.


MIT Federal Credit Union (MITFCU) was founded as a non-profit financial institution in 1940 to provide basic financial services to employees at the Massachusetts Institute of Technology. Today, in excess of $450 million in assets, the Credit Union offers traditional savings and checking accounts as well as lending programs for mortgages, autos, personal and student loans. With locations and ATMs in Cambridge and Lexington, along with mobile, online and telephone banking services, MIT Federal Credit Union serves the greater MIT-Cambridge community which includes employees of Novartis (Cambridge), Lincoln Laboratory, Charles Stark Draper Laboratory, Whitehead Institute and The Broad Institute. MIT Federal Credit Union also serves MIT students (graduate and undergraduate) and alumni.


NASA Federal Credit Union was founded in 1949 as a member-owned cooperative serving NASA employees, and has grown to become one of the largest credit unions in their region. With assets of more than $2 billion, NASA FCU has 12 branches and more than 138,000 members nationwide.

Lake Trust CU

Lake Trust Credit Union lives up to their name, with branches that stretch from Lake Michigan to Lake Huron. With over 167,000 members and $1.6 billion in assets, they’re the fourth largest credit union in Michigan. By participating in and sponsoring nearly 100 events locally, they reach across the state to create stronger communities. Membership is open to anyone who lives, works, worships or attends school in their 35 county service area.

Credit Human FCU

Chartered in 1935, Credit Human is a $2.8 billion credit union serving 250,000 members in 43 states across the U.S. Headquartered in San Antonio, Texas, the not-for-profit, member-owned financial cooperative offers competitive products and services from 15 locations locally, one regionally in Houston and nationally through its manufactured home lending division, CU Factory Built Lending.

Workers CU

Founded in 1914, Workers' Credit Union, with 86,000 members and assets of $1.3 billion, is a not-for-profit cooperative serving Massachusetts. Workers’ has branches in Acton, Chelmsford, Fitchburg, Gardner, Groton, Lancaster, Leominster, Lunenburg, Orange, Townsend and Westford, along with offering 24/7 access via a mobile app and online banking at

Star One CU

Star One Credit Union was founded in 1956 as a member-owned cooperative and has grown to become one of the largest credit unions headquartered in Santa Clara County and the tenth largest in the nation. With assets of over $8 billion, Star One has branches in Sunnyvale, Cupertino, Palo Alto and San Jose, California and serves more than 95,000 members nationwide.

Wright-Patt CU

Established in 1932, Wright-Patt Credit Union is a member-owned, not-for-profit financial cooperative proudly serving the Miami Valley with over 320,000 members and $3.2 billion in assets. Wright-Patt Credit Union is headquartered in Beavercreek, Ohio, and has 30 Member Centers throughout Southwest Ohio and the Columbus Area.


PSCU is a not-for-profit, state-chartered, member-owned financial cooperative. PSCU members are credit union owners, empowered with the ability to elect the volunteer Board of Directors, and to determine how their credit union is operated. PSCU has been safe, secure, and insured since 1938, and today has over $1.8 billion in assets and more than 190,000 members. A full-service financial institution, PSCU offers an array of financial products and services including savings and checking accounts, loans, mortgages, mobile banking, online bill payment, and more.

Callahan & Associates

Callahan & Associates was founded over 30 years ago by three credit union proponents with a shared passion for helping credit unions thrive. Callahan’s founders realized that the best way to support credit unions was by empowering them with actionable data, fostering collaboration, and driving groundbreaking innovation.

Callahan Credit Union Financial Services Limited Partnership (CUFSLP)

Credit Union Financial Services Limited Partnership (CUFSLP) was formed in 1987 by a group of America’s leading credit unions to develop cooperative ventures that further credit union innovation and collaboration. CUFSLP founded the first credit union owned mutual fund family, the Trust for Credit Unions (TCU) in 1988.


Meet Mira

"Being the first in my family in America to attend college was a big accomplishment! Although, it was a joyful accomplishment, I was not as happy as I should have been because I knew college was not cheap. Joining Georgia’s Own was probably one of the best decisions before college that I have ever made. Receiving a Georgia’s Own Credit Union private student loan has helped me so much! Not only did it help me get into college, but it helped me extremely when I got accepted to the nursing program at the University of West Georgia. That was my biggest accomplishment in my college career. It has changed my college life."

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