Extra Credit

Are you planning for college, in college, or graduated from college? Our Extra Credit blog shares helpful tips and strategies to succesfully navigate these seasons of life! Check out our most recent posts below.

Results: 49 Articles found.

A New Year and a New Look at Financial Wellness

New Year’s resolutions – many of us make them, a few will keep them, but many will fall to the wayside sooner than we’d like. If you’ve made a resolution to get your finances on track, we have some tips to help. And if you haven’t – why not add financial wellness to your list of goals for 2017? Read More

 

7 Steps to Completing the FAFSA

Filling out the Free Application for Federal Student Aid (FAFSA) is a critical first step in the financial aid process. See how with these 7 steps! Read More

 

5 things to have next to you when completing the FAFSA

Completing your Free Application for Federal Student Aid (FAFSA) is the first major step in determining how you will pay for college. Before you begin you should gather the following required information to make sure you aren’t scrambling to find it once you file. Read More

 

Changes Come to the FAFSA This Month

You can now submit your FAFSA beginning October 1st of the prior school year. This means if you are attending college for the 2017-18 academic year (as a freshman or returning student), you can submit your FAFSA now! Read More

 

Free Webinar - Student Loan Repayment

Entering repayment for your student loans can be just as stressful and confusing as funding your college education in the first place. Credit Union Student Choice will be hosting a FREE national webinar on repaying your student loans to help answer all of your questions. Read More

 
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Last Minute Ways to Pay for College

If you’re headed to college this fall, you’ve likely received your tuition bill and the deadline to pay is quickly approaching. Here are a few suggestions for last minute ways to foot the bill if you’re sweating how to cover your costs. Read More

 

College Prep Webinar Recording Now Available

A recording and webinar materials are available now online for “College Prep: Steps to Success,” led by Student Choice College Access Counselor Patricia Poplicean. Read More

 

What’s in a Name? Elite Schools May Not Be Worth The Costs

When it comes to choosing a college, students and parents may think it’s worth the hefty price tag to attend a more prestigious school. But a recent article in The Wall Street Journal shows that attending an elite level college may not actually pay off in the end. Read More

 

FAFSA Webinar Recording Available

Our College Access Counselor, Patricia Poplicean, recently presented a free webinar to help students and parents through each step of completing the FAFSA – their gateway to FREE financial aid. Read More

 

Responsible Credit Card Use

Many young people see credit cards in one of two ways: “Yay, free money!” or “No way, I’m steering clear of those!” What you may not realize is there is a middle ground in the form of responsible credit card use. Read More

 

The Building Blocks of Good Credit

If you’re headed off to college for the first time, you may have never given any thought to your credit score or how it affects loans you apply for. You might not even know what a credit score really is. But as you venture closer to being an independent adult, it’s vital that you understand the basics of building good credit. Read More

 

Earn an “A+” in Budgeting

Going off to college is probably one of your first big solo adventures. Along with the freedom to make your own decisions comes the responsibility of having to manage your money. We’ve got some great advice on ways to earn an “A+” in financial management Read More

 

Lend Your Voice to Student Choice!

There are many ways to finance a college education, including private student loans. If you've used a Student Choice loan from your credit union to help pay for higher education, Credit Union Student Choice wants to hear from you! Read More

 

Decoding Types of Financial Aid

Deciphering the lingo of financial aid may seem like learning a whole new language. But it's not as complicated as you might think. Read More

 

Managing Your Money Has Never Been Easier

It used to be you had to actually get in your car, drive through traffic, and wait in line at your bank (yes, the actual branch) before you could do anything with your money — get cash, check on your balance, transfer money or deposit checks. Now all it takes is a few clicks of your mouse or taps on your cell phone and all your banking is done. Read More

 

Your Financial Aid Office is Your Friend

One of the first friends you should make at college is in the financial aid office. While you may think you only need to worry about your finances once each year when you complete your FAFSA, there are all sorts of things your financial aid representative can help you with throughout your college career. Read More

 

Undergraduate Student Loans Explained so Everyone Can Understand!

In many cases today, students apply for Federal aid, scholarships and grants and still come up short when it comes to paying for the increasing costs of a college education. So what are your options after the lower cost sources have been used up? Today we are going to take you through the various loan options available to students and their parents to help pay for college. Read More

 

FAFSA PIN replaced by FSA ID to ease access for students and parents

Let’s face it — the student loan process is a little cumbersome: lots of information to gather, dates to remember, forms to complete, etc. And up until last month, borrowers had to use a PIN — a 4-digit password used to sign your loan application. Parents also had to have their own unique PIN. Read More

 

Health Insurance Options for Students

Health insurance has certainly been a hot topic in the last couple of years. And whether you are for or against Obama Care (aka the Affordable Care Act), the fact is that since it was signed into law, your options for getting health coverage have grown tremendously. It’s also gotten trickier because now each and every one of us is legally required to have health insurance, so instead of simply deciding if you want coverage, now you must decide which coverage is best. To answer that question, you’re going to have to do a little studying Read More

 

Helpful Resources to Get You Ready for College

Preparing for college is a very emotional and exciting time. First you’re busy writing essays and completing applications, then you’re anxiously awaiting news about which colleges have accepted you and finally, there’s the fear and anticipation of what college life will really be like once you get there. Read More

 

Common questions about college financing answered!

What are your options for funding your college education? You have been accepted to college, now what? Now you have to figure out how to pay for it. There are many options, and it is important to know where to start. Watch this quick video from iGrad and get handle on all of your options! Read More

 

Financial Aid for the non-traditional Student

It is a common misconception that only fresh high school graduates can avail themselves of financial aid for their college education. As a result, a lot of adults who wish to return to college may be disheartened and eventually just give up on their dream to finally graduate. Read More

 

5 Tips to start applying for scholarships and grants

Don’t miss out on scholarships and grants you can still win for next fall. I’ve talked to families that are so amazing at the scholarship search that they didn’t need the money they saved for college. Start applying for scholarships and grants with the following five tips: Read More

 

[Video] How to Fill Out the FAFSA in 7 Easy Steps

Filling out the FAFSA can be scary and overwhelming to many students and parents when looking for financial aid. Luckily, through our partnership with iGrad, we are able to share this great video with you which takes you through that process in seven easy-to-follow steps. Read More

 

Search for Scholarships with Scholly

Have you been brave enough to venture into the scholarship jungle? It can be an overwhelming, almost frightening place — there are hundreds, if not thousands, of choices. While the idea of free money sounds great (especially considering how outrageously expensive college is!), finding the right scholarships can take hours and hours of research. Read More

 
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FAFSA Tips – Quick Hints to Filing your Free Application for Federal Student Aid

Your FAFSA should be completed as soon as possible, starting right now! Yes you need the information from your 2014 tax return, but don’t wait until you’ve completed your taxes to start on the form. You can use estimated figures and go back and fix them once you’ve completed your taxes. keep reading for more tips and tricks. Read More

 
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Financial Aid Deadlines for 2015 – File Early!

New year and new deadlines. They’re everywhere when you’re getting ready for college. Deadlines for graduation, to apply for college, scholarship applications, and financial aid. You probably have a lot of dates floating around in your head, especially if you’re applying to numerous colleges. It’s a good idea to keep track of all those dates in one spot – a Google calendar, your phone’s calendar, ​ Read More

 
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Last Minute Gift Ideas - Smart Budget Shopping

With so few days left in the holiday shopping season, it is easy to find yourself buying last minute gifts that take you way outside of your budget. Friends or co-workers that you may not have included on your shopping list suddenly surprise you with a nicely wrapped, thoughtful gift and the waves of panic and guilt set in. Continue reading... Read More

 
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Why You Shouldn’t Avoid Student Loans Altogether – The Surprising Downside of Steering Clear of Student Loans

Trying to Avoid All Student Loan Debt? Not So Fast! As someone who has actively used student loans to help finance my own undergraduate and graduate degrees along with my husband’s law degree, I have seen the benefits of taking on student debt to achieve specific goals firsthand. My husband is a practicing attorney and I have been steadily employed in the financial services industry ever… Read More

 

Earn $1 Million More in Your Lifetime – Be Thankful for Your College Degree

Ever wondered if your college degree would pay off? Sure – we all have! As you may know, or maybe you’re coming to realize, a college education is an incredibly empowering investment for the vast majority of students. In fact, it’s never been more… Read More

 
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Effective Study Habits - Study the Way You Learn

Try a New Approach to Studying Congratulations! Your midterms are probably over by now – perhaps your first big hurdle of the new school year. And by now you should be feeling pretty well established at school. New classes, new friends, new challenges. But if those midterm grades weren’t exactly what you’d hoped for, it’s probably a good time to re-examine… Read More

 
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College Roommate Survival Guide

I just spent the weekend visiting my college roommate. Why is this noteworthy? Because I graduated a LONG time ago and we’re still close friends. I feel lucky to have had her as a friend all these years. Is what I have unusual? Maybe. While there’s no guarantee you’ll… Read More

 
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A Quick Guide to Study Groups

I remember struggling in an intro chemistry class. I was totally lost and knew I needed help. I decided that a study group was the solution, so guess what I did? I asked the smartest guy in the room if he wanted to form a group with me. He… Read More

 
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Tips for Balancing College, Work, Life on Campus

During my senior year of college, I worked 25-hours a week in our financial aid office, planned my wedding (which happened to be the day before my graduation), served as an officer in my sorority and was president of an on-campus club. This was the beginning of my family nickname: the overscheduler! However, I learned a… Read More

 

How Do Student Loans Affect Your Credit Score

We recently talked about how your credit (or lack thereof) can affect your eligibility for student loans. But there’s another important way student loans and credit are tied to one another. Once your student loans go into repayment, the way you handle those payments can have an impact on your credit score - for better or for worse. Continue reading... Read More

 
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Student Choice Launches iGrad Financial Literacy Platform

Credit Union Student Choice, the leader in higher education financing solutions for America’s credit unions, recently launched an innovative financial literacy platform in partnership with iGrad, an award-winning provider of financial education tools and resources. The platform is aimed specifically at college students and recent graduates to help them make sma Read More

 

Is College Worth It? Clearly, New Data Say

Some newly minted college graduates struggle to find work. Others accept jobs for which they feel overqualified. Student debt, meanwhile, has topped $1 trillion. It’s enough to create a wave of questions about whether a college education is still worth it. A new set of income statistics answers those questions quite clearly: Yes, college is worth it, and it’s not even close! continue reading...​ Read More

 
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American Eagle FCU Partners with Student Choice to Offer Private Student Lending Solutions

Washington, D.C. (April 30, 2014)—Credit Union Student Choice, the foremost provider of higher education financing solutions to America’s credit unions, announced that American Eagle Federal Credit Union of Glastonbury, Connecticut ($1.4 billion in assets) has partnered with Student Choice in order to deliver a private student lending program to their members. Read More

 
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College Students and Grads to Benefit from Student Choice iGrad Partnership

Credit Union Student Choice, the foremost provider of higher education financing solutions to America’s credit unions, has announced a new partnership with iGrad, an award-winning source of financial literacy tools and resources. Together, the organizations will work to empower students and their families to make effective personal finance, student loan, and career decisions. Read More

 

NPR - The Most and Least Lucrative College Majors - In 2 Graphs

NPR's Planet Money outlines some of the most (and least) lucrative fields of study for college students. Engineers top the list while many liberal arts majors fall short. Read more about the in the NPR article by clicking below. Read More

 

Working During College - Some Part-time Jobs are Better than Others

Starting college soon and looking for a part-time job? Lots of students are in the same spot you are and there are a few things to think about on your quest. Not all jobs are created equal and your prerequisites will change over time... Read More

 

Are Federal Student Loans Still the Best Choice?

In light of recent legislation discussions, rate changes and headlines flooding the media, I get this question a lot. Federal student loans have long been considered the “gold standard” for education financing, but is that distinction deserved today? The short answer is yes, but why? We'll examine why federal loans inherited their “King of the Hill” status on the Student Choice Blog. Read More

 

5 Money Lessons Every New Graduate Needs to Know

The Huffington Post writer Adam Levin gives new graduates 5 tips on how to handle their finances after college. Read More

 

FREE Financial Aid Webinar: "Understanding Your Award Letter!"

We're pleased to announce that the FREE national webinar "College Financing 101: Understanding Your Award Letter" is now available online. Presented by national student lending expert Melissa Hunt - Student Choice’s VP of Client Relations and Education this recorded version covers many of your award letter questions. Read More

 

Four Degrees that Guarantee a Job Offer - US News and World Report

If you're graduating this year, you may be biting your nails about what will happen in terms of finding a job. Everywhere you turn, people are saying they're just not hiring. What's a new grad to do? Fortunately, the economy is getting better, and we're seeing movement in the job market, specifically in a few industries. Continue reading... Read More

 

Obama Administration Releases “College Scorecard”

During President Obama’s State of the Union address, the President made several notable comments about higher education, stressing the importance of “affordability” and “value” when it comes to choosing a college. In order to help students and parents compare schools and “get the most bang for your educational buck”, the President also announced.... continue reading for more. Read More

 

FAFSA Questions: Demystifying College Admissions and Aid

The New York Times outlines excellent tips for getting ahead in the financial aid game! Read More

 

Greatest Advice Ever for Choosing a College

USA Today College writer Jon Fortenbury gives students some excellent advice! Read More

 

Student Choice Webinar Helps College-Bound Families

Financial aid award letters are a traditional rite of spring, outlining the costs of college and available financial aid for parents and college-bound students. To help families decode the lingo and make informed financial decisions, Credit Union Student Choice and its 200-plus partner credit unions recently offered a free national webinar to nearly 500 attendees. Read More

 
 
Results: 49 Articles found.

Find a Credit Union & Apply

Student Choice lending solutions are available from nearly 250 credit unions nationwide. Use our search tool to find a credit union near where you live or attend school, or click here to view our entire list of participating credit unions by state.

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