Do I have to apply every year?

With our undergraduate and graduate line of credit products, you will only have to complete the application process once. However, your loan is subject to credit qualification and an annual credit review, and you must continue to meet your school’s Satisfactory Academic Progress (SAP) and enrollment requirements.

Do I have to apply every year?2021-05-07T10:11:48-05:00

How long will the process take?

Processing times vary based on time of year, document submission, and the school’s own certification process. In general, you can expect the process to take anywhere from 5-45 days, depending on the documentation available.

How long will the process take?2021-05-07T10:11:22-05:00

Will I need a co-borrower?

A borrower is not required to apply with a co-borrower. However, applying with a credit worthy co-borrower may improve a borrower’s chance of meeting the credit union’s approval criteria and potentially qualify for the line of credit at a lower interest rate.

Will I need a co-borrower?2021-05-07T10:10:58-05:00

What items will I need to apply?

Information you’ll need to successfully complete the application: Personal information (such as name, date of birth, Social Security number) Sufficient income information for either the borrower or co-borrower (if applicable) School enrollment information, if known Amount needed for your current school term If applying with a co-borrower, you’ll want to [...]

What items will I need to apply?2021-05-07T10:04:46-05:00

Do I have to be a credit union member?

You do not need to be a member to start the application, but you will need to be a member of the credit union from which you borrow to receive funding. If you're not already a credit union member, the membership process can be initiated at the same time as [...]

Do I have to be a credit union member?2021-06-30T10:04:37-05:00
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