Fund Your Future

Federal Student Loans – What You Need to Know Now

This post was updated on September 26, 2022. Payments and interest on most federal student loans have been paused since early 2020, when the Trump Administration introduced the policy due to the emerging pandemic. Since then, the pause has been extended multiple times. On August 24, 2022, the Biden Administration [...]

Federal Student Loans – What You Need to Know Now2022-09-26T15:55:53-05:00

Beware of Student Loan Scams

Updated on 8/24/2022 The pause on federal student loan payments and interest has now been extended through December 31, 2022, and additional plans have been announced to cancel a portion of federal student loan debt. Throughout the moratorium (and even before), scammers have preyed on borrowers who have taken a [...]

Beware of Student Loan Scams2022-08-24T15:29:18-05:00

How to Pay Off Student Loans: Your Game Plan

We know you have big plans for post-college life. Whether you intend to start a small business or travel the globe, you need money to make it happen. Student loan payments could decrease the disposable income available for other financial goals. Fortunately, having a game plan to pay off student [...]

How to Pay Off Student Loans: Your Game Plan2022-09-01T14:30:05-05:00

What is Expected Family Contribution (EFC)?

There is a lot of confusing language (and plenty of acronyms) when it comes to paying for college and financial aid. You may be surprised to know that "expected family contribution" or "EFC" is not necessarily the amount of money your family will actually end up paying your college. So [...]

What is Expected Family Contribution (EFC)?2022-04-22T15:59:31-05:00

Steps to Take as Interest Rates Increase

The Federal Reserve announced an interest rate increase on March 16, 2022 - the first since 2018. But what does that mean for the general public? And what, if anything, do you you need to do now? If you have loans or credit cards, the interest rate determines how much [...]

Steps to Take as Interest Rates Increase2022-09-01T14:39:09-05:00

Should you break up with your student loans?

It's Valentine’s Day and love is in the air. But if you’re not feeling the love for your student loans, now could be the right time to end that old relationship and refinance! When you refinance and consolidate your private, federal, and/or PLUS loans into one manageable loan, you’ll get [...]

Should you break up with your student loans?2022-09-01T14:39:39-05:00

Five Steps to Student Loan Refinance

The idea of making fewer payments and possibly saving money on student loan repayment is appealing, but student loan refinance may seem complicated. Where should you begin? We've broken down what to expect in five basic steps to student loan refinance. 1. Compile a list of your current student loans, [...]

Five Steps to Student Loan Refinance2022-09-01T14:45:03-05:00

The Top 3 Times to Refinance Student Loans

If you’re making payments on private or federal student loans, or a combination of both, you may have considered refinancing or consolidating them. There can be numerous advantages, but when is the right time to refinance? You generally need to be in grace or repayment on one or more student [...]

The Top 3 Times to Refinance Student Loans2022-09-01T14:45:45-05:00

Federal Direct PLUS vs. Private Loans – Know the Difference

If you’ve exhausted scholarships, grants, and Federal Direct Loans to cover college costs and are still left with funding gaps, you might be considering Federal Direct PLUS or private student loans. There are some key differences between the two loan types that are important to understand – we’ve outlined the [...]

Federal Direct PLUS vs. Private Loans – Know the Difference2021-10-29T09:46:11-05:00
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