Fund Your Future

How to Find Last Minute Funding for College

You completed the FAFSA. You received scholarships through your high school. You and your parents reviewed your financial aid award letter from your college and decided to take out federal student loans to pay for college. Now your tuition bill is due, and there's still a remaining balance - what [...]

How to Find Last Minute Funding for College2023-08-11T10:43:25-04:00

How to Pick a Good Student Loan Co-borrower

When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the [...]

How to Pick a Good Student Loan Co-borrower2023-07-20T14:39:44-04:00

The Top 4 Best Ways to Pay for College – How to Fill the Funding Gap

Let’s face it – no one is accepted to college and thinks, “I can’t wait to pay my tuition bill!” College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely when paying for it. Remember: filling out the Free Application for [...]

The Top 4 Best Ways to Pay for College – How to Fill the Funding Gap2023-05-15T16:33:44-04:00

Federal Direct PLUS vs. Private Loans – Know the Difference

If you’ve exhausted scholarships, grants, and Federal Direct Loans to cover college costs and are still left with funding gaps, you might be considering Federal Direct PLUS or private student loans. There are some key differences between the two loan types that are important to understand. What to Know About [...]

Federal Direct PLUS vs. Private Loans – Know the Difference2023-04-26T16:45:02-04:00

What is Your Expected Family Contribution (EFC)?

There is a lot of confusing language (and plenty of acronyms) when it comes to paying for college and financial aid. You may be surprised to know that "expected family contribution" or "EFC" is not necessarily the amount of money your family will actually end up paying your college. So [...]

What is Your Expected Family Contribution (EFC)?2023-04-12T06:44:27-04:00

Deciphering Financial Aid Award Letters

You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid [...]

Deciphering Financial Aid Award Letters2023-04-12T06:27:16-04:00

Credit Unions vs. Banks: Which Is Best for You?

Figuring out how to best save up your money can be difficult to navigate with all the options set before you. One of the more immediate choices is between a bank or credit union, and you might be asking yourself, “What are the benefits of a credit union vs. a [...]

Credit Unions vs. Banks: Which Is Best for You?2023-02-17T09:32:30-05:00

Tax Benefits for College Students and Parents

Did you know you can take advantage of special tax breaks just for college students and their parents? These benefits come in the form of tax credits and deductions when you file your income tax return. What’s the difference? A credit reduces the amount of income tax you have to [...]

Tax Benefits for College Students and Parents2023-02-16T14:08:00-05:00

The Latest Updates on Federal Student Loans

Update: On June 30, 2023, the proposed student loan forgiveness program was blocked by the Supreme Court. Federal student loan forgiveness - will they or won't they? And when might repayment actually begin? If you hold federal student loans, you were likely eagerly awaiting the news that came on August [...]

The Latest Updates on Federal Student Loans2023-06-30T11:26:16-04:00

How Can I Use My Private Student Loans?

When you receive your award letter from your college of choice, you’ll see a couple of important numbers listed – the estimated cost of attendance (COA), and any financial aid for which you are eligible, such as scholarships, grants, and federal loans/work study. What is Cost of Attendance (COA)? The [...]

How Can I Use My Private Student Loans?2023-02-14T12:02:31-05:00