Student Loans

Rates as low as 2.99% APR*

Rates shown include a 0.25% rate discount.**

Let us help you get the college funding you need.

See estimated rates from a list of credit unions where you’re eligible to apply. Pick the option that’s best for you.

About Our Unique Solution

Line Of Credit

With a line of credit, there’s no need to reapply every year.◊

Competitive Rates

Plus, get a rate discount when you set up automatic electronic payments.**

Flexible Funding

Pay for your education-related expenses including tuition, books, housing, and more.

Fixed Rates

2.99% – 14.74%APR*

Rates shown include a 0.25% rate discount.**

  • Your interest rate is fixed, or stays the same, for the entire life of your loan.
  • You’ll know what your interest rate is and won’t have to worry about fluctuations.

  • There is risk involved; if the index decreases later, you’ll be stuck with the rate you locked in unless you refinance again.

Variable Rates

3.03% – 15.00%APR*

Rates shown include a 0.25% rate discount.**

  • Your interest rate will fluctuate over time based on the current index rate.
  • If the index decreases in the future, so will your interest rate.
  • There is risk involved; the index could also increase, meaning you will pay more in interest over time.

A Match in Minutes

Answer a few simple questions.

Knowing where you live, work, and go to school will help us find the best matches for you.

Compare rate and repayment options.

We’ll show you solutions from several credit union matches. Select the one that fits your unique needs.

Choose your credit union and apply!

Apply online quickly and easily. Get your credit decision today.

SCorg images MATCH

Not A Member? Not A Problem!

Apply now, join later. Once your application is approved, setting up your credit union account to receive funding is fast and easy. Check out the benefits of being a credit union member to learn more after you apply.

Credit Unions Put You First

For nearly 20 years, we’ve been matching borrowers like you with credit unions. Repaying college loans is hard. Borrowing from a credit union can make it easier.

Member-Focused

Members enjoy benefits like lower rates & flexible repayment.

Service-Oriented

Credit unions provide members with exceptional service.

Community-Driven

Your money stays local & serves others in your community.

* APR = Annual Percentage Rate. For Private Student Loans: Rates shown include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.** For Student Loan Refinance: Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.** Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.

** The APR will not fall below the floor rate regardless of the index or any additional rate discount.

◊ Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements.