Borrow What You Need When You Need It

Lose the stress of applying every year

Unlike traditional private student loans, an education line of credit lets families borrow now without re-applying later.^◊ Improve chances of approval – 93% of our approved applicants apply with a credit-worthy cosigner.

Education Line of Credit
Apply once and reuse it every year.
Competitive Rates
Options starting at 2.99% ^APR*

Rates shown include a 0.25% rate discount.**

Fast Rate Check
No credit pull or application required.
Cosigner Release
Remove after making on-time payments.

"*" indicates required fields

What Borrowers Are Saying

The process was quick and easy. I was approved for a maximum amount that I can have easy access to if I ever need to get more money for school tuition instead of having to submit an application every time.

Gregory, borrower from University of Minnesota – Twin Cities

I have enjoyed the flexibility and ease of this private student lending. It was the perfect option for me and I am very glad that it was recommended to me.

Alyson, borrower from Indiana University – Purdue University Indianapolis

I feel the credit union’s private student lending program is a fit for most people’s needs. I would recommend it to most anyone.

Lillian, borrower from University of Wisconsin - Whitewater

The application process was very easy and all of the staff members were helpful, kind, and professional.

China, borrower from Millersville University

This should be any USC student/parent’s first choice when seeking a private education loan.

Jian, cosigner from University of Southern California

I have had a great experience with the credit union for both of my daughters’ student loans. Everything is easy to do online and whenever I have to call with a question, I always get top notch customer service.

Bradley, cosigner from Ohio University

Compared to the loan my son got from another lender, this was much faster and easier.

Brian, cosigner from, Aquinas College

The simplicity of requesting a line of credit to be used is so much simpler than having to reapply every year for another loan.

Elizabeth, cosigner from Albion College

While speaking to a loan officer we were given lots of great information so we could make informed decisions.

Karrie, cosigner from La Salle University

The application process was quick and easy. When we called with questions they were answered quickly. The entire process was extremely efficient.

Vickie, cosigner from Central Michigan University

Get Started

Real options. No pressure.

Backed by credit unions that put people first.

61,649

Loans Paid In-Full

115,686

Education loans funded

223

Credit Union Partners

Personalized Options in Seconds

Answer a few quick questions so we can find you the most competitive student loan options.

After comparing credit union lenders, choose the option that best suits your unique needs.

Once you’ve selected a lender, fill out a full application and submit required documentation.

Customize Your Rates

Download Free Guide

Guide to Financial Aid

From completing the FAFSA to repaying your student loans, cost of attendance to expected family contribution, this guide explains the financial aid process.

Download the Guide

* APR = Annual Percentage Rate. For Private Student Loans: Rates shown include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.** For Student Loan Refinance: Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.** Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.

** The APR will not fall below the floor rate regardless of the index or any additional rate discount.

^◊ Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements.