Repay your student loans

With A Credit Union

Find your rate, become a member, and enjoy the benefits of borrowing with a lender you can trust.

Refinance rates as low as

3.59% APR!

Why A Credit Union?

Member-Owned

Members become owners of the financial cooperative.

Not-for-Profit

Credit unions return value to members instead of investors.

No Gimmicks

Estimate your rate and payment without a credit pull.

Apply today in 4 easy steps.

Input Your Information

Tell us your school and where you live to get better matches.

Choose a Credit Union

View credit unions that have an option for your unique needs.

Start Your Application

Select the loan option that fits you best, and apply today!

Become a Member

Join the credit union where you applied for funding.

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Credit Union Lenders
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Families Helped
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Loans Paid Off
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Years of Experience

Refinance your student loans with the right credit union.

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

You can combine your private and federal student loans. This includes parent PLUS loans, which can be refinanced by either the student or the parent borrower.◊◊

Variable rates starting at

4.50% APR*

Fixed rates starting at

3.59% APR

Benefits of borrowing from our partners.

Easy Online Application

Estimate your rate without a credit pull.

Competitive Rate Ranges

Fixed and variable options to fit your needs.

Affordable Repayment

Better rates mean lower monthly payments.

Personalized 1:1 Support

Get expert help with all of your questions.

Find your rate to see even more credit unions!