Private Student Loans - StudentChoice.org

Comments

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Step 1 of 4

School Info

Helpful Hints

If you’re not sure on school, select “Undecided (not sure)” from list.
Our approved school list is comprised of most federally accredited, four-year colleges.
Don’t stress on loan amount, you can always adjust later!

What's the name of your school?*

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Hidden Field (school) - JS POPULATED*

This is populated from "What's your school?" local API field.

What's your estimated loan amount?*

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Estimated Credit Score

Helpful Hints

Use the Best Score: pick the credit score for the borrower or co-applicant - whichever is higher.
Better Rates: a stronger credit score can unlock lower rates and bigger savings other lenders can't touch.
No Impact on Credit Score: This won’t affect anyone’s credit and you can change it later if needed.

Choose your credit score range to customize rate options.*

Spectacular: 840+

Exceptional: 810-839

Great: 780-809

Very Good: 740-779

Good: 700-739

Fair: 660-699

Poor: 659 or lower

No Credit: 0 or not sure

Other

Learn more about your credit score and how to find it free.

Important Notice

Why is a Co-Applicant Important?

Applying with a creditworthy co-applicant can improve your chance of getting approved or a lower rate
A co-applicant can be a parent, guardian, or even a family friend.
When you apply with a co-applicant, if they have a higher credit score, it will be used instead

Most of our credit union partners require a minimum credit score of 660 for solo applications and co-applicants. Student borrowers applying with a qualified co-applicant must have either zero credit or a minimum score of 620. A lower score will significantly reduce the chance of your application being approved. If you have a co-applicant, please use their credit score range to estimate your rates.

If you click “Proceed Anyway,” we’ll show you rates based on a credit score of 660. If you choose to submit a credit application and your score does not meet the minimum requirements above, it is highly unlikely that your application will be approved.

Step 3 of 4

Your Info

Helpful Hints

Sharing your address will help us match you with credit unions in your area.
We’ll never sell your info and you can opt-out of marketing messages at any time.

What's your name?*

First Last

What's your address?*

Mailing Address City State ZIP Code

What's your email address?*

By entering your email address, you agree to receive occasional marketing and informational emails and/or text messages from CU Student Choice and to allow us to share information with participating credit unions to create your account should you choose to apply.

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ZIP CODE - JS POPULATED*

Step 4 of 4

Enhance Your Results

Helpful Hints

This info may help us find more matches, since many credit unions serve specific businesses and/or religious organizations.
If you’d rather not, no worries – click the button to see your lender results.

Where do you Work?

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Hidden Field (company) - JS POPULATED

This is populated from "Where do you work" local API field.

Where do you Worship?

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Hidden Field (worship) - JS POPULATED

This is populated from "Where do you worship" local API field.

Unique ID

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What type of degree?*

Undergraduate

Graduate

Step 1 of 4

School Info

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Step 2 of 4

Estimated Credit Score

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Important Notice

Why is a Co-Applicant Important?

Step 3 of 4

Your Info

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Step 4 of 4

Enhance Your Results

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Compare Rates

Resources

Disclosures & Details