Credit Union Student Choice

Achieve your higher education dreams with a financial partner that has your best interest in mind.

About Us

In 2008, several leading credit unions and credit union service organizations (CUSOs) took a hard look at private student lending in America and believed they could work together to provide a better solution to help students and families pay for college. Credit Union Student Choice was born out of that mission, and today hundreds of credit unions have partnered with Student Choice to offer innovative private student lending programs that focus on people before profits.

How is Student Choice different?

Student Choice loan solutions are offered exclusively through participating credit unions across the nation and feature great rates, an innovative line of credit structure, and flexible repayment terms. (Loan types vary by credit union.)

What is a credit union?

Credit unions are not-for-profit, member-owned financial institutions that exist to serve the financial needs of their member owners. As member-owned and cooperative institutions, credit unions are built to work in your best interest.

Why borrow from a credit union?

Unlike for-profit banks and lenders, when you borrow from a credit union you're working with a local cooperative that is focused on the needs of its members, not shareholders.


Dominic's Story

"After receiving my financial aid I was very discouraged because it only covered a fraction of my tuition. I sought out loans mainly through the internet, but I did not have much luck. All of the offers had high interest rates and applications that seemed to never end. I then decided to go into my local credit union, Member’s 1st, and apply for a loan. Within a matter of days, I was approved for a loan that had the lowest interest rate out of all the offers I received. They made everything extremely easy and lifted the heavy weight off my shoulders. I would like to thank them for allowing me to continue college and pursue my dream of becoming an engineer!"

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