About Us

A group of leading credit unions saw a need in the marketplace for a better private student loan – one that was actually in the student’s best interest and honored the credit union philosophy of putting members first. That common ground gave rise to Credit Union Student Choice – a company that serves credit unions so they can offer fair-value student lending solutions and straight-forward advice to students and members. By working together, credit unions across the country are providing students and families with the funding they need.

  • Straightforward terms
  • Lower rates
  • No origination fees
  • Flexible repayment options

About Student Choice

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Credit Union Lenders
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Families Helped
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Loans Paid Off
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Years of Experience

What Is A Credit Union?

Credit unions are not-for-profit organizations that exist to serve their members rather than maximize corporate profits. Like banks, credit unions provide a variety of financial services, but as member-owned cooperatives, they focus on providing a safe place to save and borrow at reasonable rates while returning income to their members in the form of dividends.

Why Choose A Credit Union?

Credit unions operate to serve their members and communities. One way they do that is by promoting thrift and offering competitive rates with a focus on the best interest of the borrower – in this case students. When you choose your credit union to pay for college, you’ll benefit from great rates, low fees, convenient repayment terms, and most importantly, a life-long relationship with a lender you can trust.

Credit Union Locator

How it Works

How does Student Choice make money?

Student Choice works with hundreds of credit unions across the country and displays products and services from these credit unions to fill your unique borrowing needs responsibly. Student Choice may earn a referral fee from the featured lenders displayed in your search results. The referral fee may impact how participating lenders appear within search results. Student Choice does not charge fees to consumers to use our finder. Users can sort by rate and terms, or view the full list of all our credit union partners, at any time. Student Choice works with participating credit unions to help them process applications based on each credit unions’ underwriting criteria and interest rates. The rates and terms listed on our site are estimates based on the information entered by users and can change any time, and without notice.