Utica Gas & Electric Employees Federal Credit Union

Our Products

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Utica Gas & Electric Employees Federal Credit Union is easy!

Membership to Utica Gas & Electric FCU is open to all employees of Niagara Mohawk(National Grid) and certain family members. Additional groups that are eligible for membership are: The Town of New Hartford and EB Enterprises and their families.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

6.25% APR*

Apply

Fixed rates starting at:

5.25% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.^◊

^◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.

Credit Union Information