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Credit Union Information

231 Hill Road

Rome, NY 13441

americu.org

(315) 356-3000

AmeriCU Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining AmeriCU Credit Union is easy!

if you live, work, worship or attend school in Central or Northern NY, or you or a member of your family is on active-duty, in the reserves, or a veteran of the U.S. military. Counties served: Broome, Cayuga, Chenango, Clinton, Cortland, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Montgomery, Lewis, Madison, Oneida, Onondaga, Oswego, Otsego, St. Lawrence, Schoharie, Seneca, Tioga, Tompkins, and Wayne

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

3.50% APR*

Fixed rates starting at:

4.54% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Fixed rates starting at:

4.54% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Fixed rates starting at:

5.25% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.◊

◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.