Ardent Federal Credit Union

Our Products

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Ardent Federal Credit Union is easy!

Ardent Federal Credit Union membership is open to anyone who lives, works, worships, volunteers, or attends school in the Southeastern Pennsylvania counties of Bucks, Chester, Delaware, Montgomery, and Philadelphia.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

9.75% APR*

Apply

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.^◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

4.74% APR*

Apply

Fixed rates starting at:

5.74% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.^◊

^◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.

Credit Union Information