Education First Credit Union
About Membership
Membership is required to receive funding but not required before you apply. Check if you are eligible below.
Joining Education First Credit Union is easy!
Serving Ohio's Educational Community; including faculty/staff/students in ALL Ohio Colleges/Universities, faculty/staff in ALL Ohio's K-12 public, private, charter or parochial schools and family members of current members.
Check Your Eligibility
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Products We Offer
Undergraduate Student Loans
Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.
Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊
Graduate Student Loans
Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.
Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊
◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.


