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Credit Union Information

111 Franklin St. Rm. 224

Johnstown, PA 15901

(814) 535-4165

G.A.P. Federal Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining G.A.P. Federal Credit Union is easy!

G.A.P. FCU membership is available to employees of the United States Government, including all branches of the military, who live or work in Johnstown, PA or in Cambria or Somerset Counties, PA. Membership is also available to many others who meet our common bond criteria.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

9.75% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.

The APR will not fall below the floor rate regardless of the index or any additional rate discount.