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Credit Union Information

P.O. Box 105205

Atlanta, GA 30348

georgiasown.org

(404) 874-0777

Georgia's Own Credit Union

At Georgia’s Own Credit Union, we invest in our members and the communities we serve.

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Georgia's Own Credit Union is easy!

You can join if you are an employee or retiree of one of our Member Companies / SEGs (Select Employee Groups); a resident of Chatham, Cherokee, Cobb, Columbia, Dekalb, Douglas, Effingham, Fulton, Forsyth, Gwinnett, Hall, Richmond, or Rockdale counties; or if you are a family member of a credit union member. Visit our website for more details.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

6.00% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Variable rates starting at:

6.00% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

7.00% APR*

Fixed rates starting at:

4.50% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.◊

◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.