Health Advantage Credit Union

Our Products

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Health Advantage Credit Union is easy!

If you are employed by, retired from or provide volunteer services to any business connected with the health care field in the Saginaw area, you can take advantage of a wide range of financial services available at Health Advantage Federal Credit Union. This includes doctors, nurses, administrators, receptionists, lab technicians, veterinarians, physical therapists, social workers, pharmacists, and many others. Also, any immediate family members, may join the credit union. Please visit our website for more details.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

5.00% APR*

Apply

Fixed rates starting at:

4.50% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.^◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

3.75% APR*

Apply

Fixed rates starting at:

5.25% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.^◊

^◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.

Credit Union Information