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Credit Union Information

1152 Franklin Street

Johnstown, PA 15905

(814) 535-2606

Healthcare First Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Healthcare First Credit Union is easy!

Membership is open to any person working in the health care field in the tri-county area of Cambria, Somerset and Blair Counties, Pennsylvania. Family members are also eligible to join. Once you are a member, you can stay a member of HealthCare First Credit Union For Life... even if you change careers.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

6.00% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

5.75% APR*

Fixed rates starting at:

6.25% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.

The APR will not fall below the floor rate regardless of the index or any additional rate discount.