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Credit Union Information

13283 Isle Drive

Baxter, MN 56425

(218) 829-0371

Mid Minnesota Federal Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Mid Minnesota Federal Credit Union is easy!

Membership at Mid Minnesota Federal Credit Union (MMFCU) is available to anyone who lives, works, worships, or attends school in of the of the following counties: Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Todd, and Wadena Counties as well as the following townships in Otter Tail County: Blowers and Paddock and the Cities of Aitkin, McGregor, and Palisade, in addition to various townships in Aitkin County.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

8.00% APR*

Fixed rates starting at:

7.10% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

6.50% APR*

Fixed rates starting at:

6.10% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.

The APR will not fall below the floor rate regardless of the index or any additional rate discount.