MIT Federal Credit Union

The MIT Federal Credit Union is a member-owned cooperative financial institution whose primary mission is to provide quality financial services that meet the needs of our members while ensuring the financial well-being of the organization.

Our Products

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining MIT Federal Credit Union is easy!

If you're a part of the MIT community or are related to someone/work at one of several partner associations, you can become a member. It's easy to become a member by joining the American Consumer Council (we'll help you through the process).

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

7.25% APR*

Apply

Fixed rates starting at:

5.75% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.^◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Apply

Fixed rates starting at:

6.75% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.^◊

^◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.

Credit Union Information