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Credit Union Information

111 Rockville Pike

Rockville, MD 20850

www.nihfcu.org

(301) 718-0208

NIH Federal Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining NIH Federal Credit Union is easy!

Employee, independent contractor, or self-employed person who works regularly in the healthcare and/or biomedical industries, National Institutes of Health, or retiree residing in MD, DC, NC, VA or WV (this includes, but is not limited to, all medical doctors and specialists, dentists, nurses, licensed therapists, pharmacists, medical researchers and other healthcare professionals).

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

6.25% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Variable rates starting at:

6.25% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

5.75% APR*

Fixed rates starting at:

4.50% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.◊

◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.