NCCYou 10 28 25 RSP
Credit Union Information

3311 W Arrowhead Rd

Duluth, MN 55811

(218) 279-3200

Northern Communities Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Northern Communities Credit Union is easy!

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Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

6.50% APR*

Fixed rates starting at:

6.00% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

5.25% APR*

Fixed rates starting at:

5.75% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.

The APR will not fall below the floor rate regardless of the index or any additional rate discount.