Northern Credit Union

Your "why" is ours - reap the rewards of a college degree at a lower cost with a student loan from Northern.

Our Products

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Northern Credit Union is easy!

Northern Federal Credit Union membership is available to anyone who lives, works, regularly does business in, worships, or attends school in Jefferson County, Lewis County, or one of the following towns in St. Lawrence County: Canton, Clare, Clifton, Colton, Dekalb, DePeyster, Edwards, Fine, Fowler, Gouverneur Hammond, Hermon, Hopkinton, Lawrence, Macomb, Piercefield, Pitcarin and Rossie.

Visit our website to learn more.

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

8.50% APR*

Apply

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.^◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

6.25% APR*

Apply

Fixed rates starting at:

4.50% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.^◊

^◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.

Credit Union Information