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Credit Union Information

500 Imperial Ave

Oakdale, MN 55128

novation.org

(651) 739-8080

Novation Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Novation Credit Union is easy!

Membership for Novation, the 3M Employee-Owned Credit Union, is open to any 3M or Imation Employee, Retiree, or Family member and anyone who lives or works in the community of McLeod or Washington Counties, Minnesota. Also, through the Novation Foundation.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

8.75% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Variable rates starting at:

8.75% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

8.75% APR*

Fixed rates starting at:

4.95% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.◊

◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.