OceanAir Federal Credit Union Logo

Featured Credit Union

Verified By Credit Union

Credit Union Information

2151 E Gonzales Rd

Oxnard, CA 93036

www.oceanair.org

(805) 988-2151

OceanAir Federal Credit Union

Banking with a breeze!

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining OceanAir Federal Credit Union is easy!

Membership is available to residents of several California counties, and nationwide by joining the American Consumer Council.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

4.74% APR*

Fixed rates starting at:

3.74% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Variable rates starting at:

4.74% APR*

Fixed rates starting at:

3.74% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

6.25% APR*

Fixed rates starting at:

5.25% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.◊

◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.