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Credit Union Information

90 East Bridge Street

Oswego, NY 13126

oswegofcu.org

(315) 343-7822

Oswego County Federal Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Oswego County Federal Credit Union is easy!

Membership in Oswego County Federal Credit Union is available to those who live, work, worship, or attend school in Oswego County, NY.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

9.75% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

9.75% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.◊

◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.