Credit Union Information
23 Division Street
Saratoga Springs, NY 12866
(518) 583-2323
Saratoga Federal Credit Union
About Membership
Membership is required to receive funding but not required before you apply. Check if you are eligible below.
Joining Saratoga Federal Credit Union is easy!
Membership in Saratoga's Community FCU is available to persons who live, work, worship, or attend school in Saratoga County, NY. Businesses and other legal entities in Saratoga County and immediate family members of existing credit union members are also eligible. Expanded FOM in 2024 to include Washington, Fulton, Montgomery, & Warren counties.
Check Your Eligibility
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Products We Offer
Undergraduate Student Loans
Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.
Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊
◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.
