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Credit Union Information

200 Westgate Center Dr.

Hadley, MA 01035

umassfive.coop

(413) 256-5500

UMassFive College Credit Union

Massachusetts based Credit Union focused on supporting our communities & a sustainable tomorrow.

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining UMassFive College Credit Union is easy!

Membership is extended to employees and students of the University of Massachusetts system, Amherst College, Hampshire College, Mount Holyoke College, and Smith College, as well as persons who belong to certain other occupational or associational groups with common values.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

5.25% APR*

Fixed rates starting at:

4.75% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Variable rates starting at:

5.50% APR*

Fixed rates starting at:

4.75% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

3.25% APR*

Fixed rates starting at:

5.75% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.◊

◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.