United Federal Credit Union

Membership at United means working with people who care about you and your future, not making a ton of money for bank shareholders.

Our Products

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining United Federal Credit Union is easy!

There are many ways to qualify for membership nationwide based on where you live, work, worship or attend school. You can also become a member by joining the National American Consumer Council at no additional cost.

Visit our website to learn more.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

3.28% APR*

Apply

Fixed rates starting at:

4.78% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.^◊

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at:

6.00% APR*

Apply

Fixed rates starting at:

5.53% APR*

Rates shown above include a 0.25% rate discount available by electing to make automatic electronic payments.^◊

^◊ The APR will not fall below the floor rate regardless of the index or any additional rate discount.

Credit Union Information