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Credit Union Information

1005 W. Orangeburg Ave, Suite B

Modesto, CA 95350

209549850

Valley First Credit Union

About Membership

Membership is required to receive funding but not required before you apply. Check if you are eligible below.

Joining Valley First Credit Union is easy!

Membership in Valley First Credit Union is open to anyone who lives, regularly works, regularly worships or attends school in one of the following counties: Fresno, Madera, Mariposa, Merced, San Joaquin, Stanislaus, or Tuolumne County. For more information about becoming a member, visit our website.

Check Your Eligibility

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Products We Offer

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at:

10.49% APR*

Rates shown above include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.

The APR will not fall below the floor rate regardless of the index or any additional rate discount.