Find My Rate

What would you like to do?

By answering a few simple questions, we’ll be able to find the right credit union for you.

Pay for College Refinance my Student Loans

How It Works

Input Your Information

Knowing your school and where you live will help us match you with the best loan options.

Choose a Credit Union

View credit unions you'll be eligible to join for your unique funding needs.

Start Your Application

Select the loan option that fits you best, and apply for funding today!

What is the name of your college?

Start typing to select from nearly 2,000 approved schools nationwide.

School Name

Don't see your school?

Approved schools subject to change without notice.

What is an approved school?

Approved schools include most federally accredited, 4-year public and private non-profit colleges and universities.

Haven't picked a school?

If you’re not sure about your college yet, you can choose a college you’re considering to see your options.

What kind of private loan do you need?

Great, we have plenty of loan options for students at {{school-name}}. Now, what type of student are you?

Undergraduate Graduate

Did You Know?

You can get funds to pay for many types of educational expenses.

Check with your college to see what they include in their Cost of Attendance.

Tuition and fees

Books

Room and board

Other expenses

How much do you think you'll need to borrow?

This will help estimate your monthly payment - you can adjust this amount when you get your results to see how it impacts your payment.

Loan Amount

Maximum borrowing amount may vary by credit union and cost of attendance will vary by school.

The average US public university student borrows just over $30,000 to attain a bachelor's degree.

Don’t forget to include other expenses that your school may include in your cost of attendance such as fees, room and board, or books.

What is your home zip code?

We work with credit unions across the country, and this helps us find a lender with great rates in your area.

Zip Code

We'll search local and national credit unions and show you results that match your entries.

We found _ credit unions!

We may be able to find you an even better fit by entering your place of work or worship. Do you want to search for more results?

Yes, Give Me More! No, I'm All Set

Why are we asking?

Some credit unions serve members of their communities based on where you or a family member work or worship.

By choosing an option from our list of employers or religious organizations, we may be able to match you with a credit union that wouldn’t otherwise be listed!

Where do you work?

Start typing to see participating employers, then select from our list.

Employer Name

Don't see your employer? Skip this question

Where do you worship?

Start typing to see participating religious organizations, then select from our list.

Place of Worship

Don't see your place of worship? Skip this question

How is your credit?

We use this to provide you a more accurate estimate of your interest rate and payment.

660-699Fair 700-749Good 750-799Very Good 800-824Great 825+Spectacular

This is not a credit pull, will not impact your credit score, and you can adjust it later when you see your results.

Need some help?

Applying with a cosigner who has strong credit could improve your chances of approval and getting a lower rate.

Already have a cosigner?

If you’ll be applying with a cosigner, you can select their credit range instead to see how it may change your rates.

You matched with _ not-for-profit lenders with rates starting at _%

To see results, we just need your email address.

Email Address

By entering your email address you agree to receive occasional marketing and informational emails from Credit Union Student Choice. We will not sell your information and you can choose to stop receiving marketing messages at any time.