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Take Control of Your Loans

Convenient online access to your loan account details.

Make a Payment

University Accounting Service (UAS) is the loan servicer for your Student Choice loan account. To view your current account balance and make a payment, visit the UAS website.

For loan payments sent via mail, please send to:
University Accounting Service PO Box 5865 Carol Stream, IL 60197-5865

If you have additional questions or need further assistance, you may contact UAS directly by calling 800-723-2210.

  Make a Payment

Here are 5 things you will need to understand to get on the right track with repaying your student loans:


  1. Loan Types
    You may have federal loans, private loans, state loans, loans from your school, or a combination. Different loan types can have different terms and conditions, so be sure you know what types of loans you have. For more information on the types of student loans, check out our student loan info page.

    To see all of your federal student loan information in one place, you can visit the National Student Loan Data System for Students (NSLDS) - a free Federal Student Aid service. Once you log in, you can access a list of your federal student loans, including the loan type and information for your loan servicer. A loan servicer is the company that will handle the billing and payments on your federal student loans.

    To view your Student Choice information, statements, or make a payment, please log in here.

  2. Loan Balance
    Once you’ve tracked down all of your loans, you’ll want to find out your total loan balance. This will help you make a plan for repayment. Remember, your federal student loans can be found by using the NSLDS listed above.

    Private student loan information is available from each of your loan servicers, and you may have more than one - a loan servicer is the company that will handle the billing and payments on your student loans. To view your Student Choice information, statements, or make a payment, please log in here.

  3. Loan Interest
    A student loan is just like any other loan - it’s borrowed money that will have to be repaid with interest. As interest accrues, it may be added to the total balance of your loan if left unpaid. As a recent graduate, you may want to consider making student loan interest payments during your grace period to save money on the total cost of your loan.

  4. Repayment Options
    Depending on the types of loans you have, you may have different repayment options. Federal student loans offer benefits such as different repayment options, paying your loans based on your income, or extending your payments over a longer period of time. You can even combine your federal student loans via the Federal Student Loan consolidation program.

    Your private student loans may offer additional benefits. For Student Choice information, please check out our Frequently Asked Questions.

  5. Repayment Terms and Benefits
    Familiarize yourself with the repayment terms of all your loans. Keep an eye out on ways to save on interest (like enrolling in automatic payments), options to pay more than your required monthly payment, loan forgiveness, cancellation and discharge options. For Student Choice information, please visit our the repayment section of our Frequently Asked Questions.


Meet Erin

"When I made the decision to transfer to a university far from home, I knew I was going to incur costs that I wasn’t sure I could afford. After I calculated how much in federal loans I would receive, I felt stuck and frustrated. It just wasn’t enough to pay for tuition, rent, and everything else like textbooks and living expenses. Friends of mine recommended I look into a student loan at Catholic Federal Credit Union and it has made ALL the difference in the last few years. The woman I worked with was so kind and helpful, making it simple and easy to see why so many of my friends went there for their student loan needs. The personalized customer service I received is the main reason they are still my primary credit union today, even though I’m living a few hours away. The extra loan for the next couple of years helped me afford a place to stay in a safe neighborhood, and it covered the cost of all my textbooks and extra class expenses while I successfully completed my college education.

Today, just a few years after applying for my first loan at Catholic Federal, I am the new Executive Director at a local nonprofit called Open Roads Bike Program. We teach youth bike mechanic skills and social skills in order to better prepare them for their future, and I am so grateful to be in this position. Thanks to my local credit union, I was able to be better prepared for MY future and the career I am in today!"

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Find a Credit Union & Apply

Student Choice lending solutions are available from hundreds of credit unions nationwide. Use our search tool to find a credit union near where you live or attend school, or click here to view our entire list of participating credit unions by state.