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Refinance

Refinancing your student loans can save you time and money - but it isn't the right choice for everyone. Get the details you need to make an educated decision about student loan refinance, including how a credit union could help.

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  • A man and woman sit at a desk looking at a piece of paper he is holding, looking thoughtful. A laptop sits open in front of them.

    Refinancing Student Loans as a Couple: How Marriage Changes the Math

    Nobody writes "combined student loan debt: $127,000" on a wedding invitation, but for a growing [...]

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  • A young woman in a white button down blouse with chin length hair and glasses gazes to the right. She has a laptop and office supplies in front of her.

    The OBBB Changed the Rules: How New Federal Policies Affect Your Refinancing Decision

    The One Big Beautiful Bill Act made a lot of changes to a lot of [...]

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  • A man with glasses in a button down shirt holds a white laptop and looks off to his left.

    How Employer Assistance Could Help Pay Off Your Student Loans

    There is a line item buried in your employee benefits package that could be worth [...]

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  • A young woman in a white button up sweater sits at a desk with a laptop. She is smiling and facing the camera.

    Refinancing After Grad School: Your Income Finally Caught Up, So Now What?

    Grad school had a strange relationship with money. For two or three or four years, [...]

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  • A young woman looks at a tablet she is holding in her hand. Two people in the background are engaged in conversation.

    Six-Figure Student Debt: A Refinancing Playbook for High-Balance Borrowers

    There's a moment that most people with six-figure student debt remember clearly. Maybe it was [...]

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  • A female doctor sits at a desk with a laptop open and her hands on the keyboard. A clipboard and pen sits to her right on the desk, along with two medication bottles.

    The Doctor’s Guide to Student Loan Refinancing: What Physicians, Dentists, and Pharmacists Need to Know

    You spent somewhere between eight and twelve years learning to save lives. Organic chemistry, anatomy [...]

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  • Text is displayed that reads: Class of 2026. Underneath is a cartoonish image of a teal calendar page with a small graduation cap at its top left.

    College Class of 2026: What to Do with Your Student Loans Before Summer’s Over

    You did it! The cap went up. The photos are on Instagram. Your family is [...]

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  • a teal gradient background with "Then 5.75%" on the left and "Now 3.99%" on the right. Underneath are the words, "Refinance Again?"

    Already Refinanced Student Loans? Why a Second Look Could Save You More

    You did the smart thing. A couple of years ago, you refinanced your student loans, [...]

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  • Black text reads, "Student Loan Refinance in 2026" above three wooden blocks showing a green down arrow with the word "Private," a percentage sign, and a red arrow pointing up with the word "Federal."

    Why 2026 Might Be the Best Year to Refinance Your Student Loans

    There's a question that roughly 45 million Americans should be asking themselves right now, and [...]

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  • A businesswoman holds a cell phone, showing a young woman across her desk the screen.

    Why Your Credit Union Might Be the Best Place to Refinance Student Loans

    You've probably heard the same advice a dozen times: "Shop around for the best refinance [...]

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  • Four colored arrows point in different directions. A pair of blue sneakers is seen at the bottom edge of the photo

    Life After SAVE: A Decision Tree for Borrowers in Limbo

    If the words "SAVE plan" make your eye twitch, you're not alone. Millions of borrowers [...]

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  • A young woman in a striped tee shirt sits with her elbows on a table and hands under her chin. She holds a calculator. Text box to right reads SAVE Plan Eliminated - Now What

    The SAVE Plan is Gone – Now What?

    If you're one of the 7 million federal student loan borrowers who were enrolled [...]

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