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Refinance

Refinancing your student loans can save you time and money - but it isn't the right choice for everyone. Get the details you need to make an educated decision about student loan refinance, including how a credit union could help.

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  • A man stands looking at a phone, a woman holds a tablet, and another man looks at a phone considering refinancing student loans.

    Student Loan Refinancing by Age: What to Consider at Every Stage

    While age itself isn't a reason to refinance your student loans, your income, credit and [...]

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  • A woman sits typing at a laptop. The words "Prime Rate Increase - Should You Refi?" are overlaid at the top left.

    What a Prime Rate Increase Could Mean for Your Student Loans

    If you’re making payments on a private student loan, it’s important to keep an eye [...]

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  • Stacked coins arranged in four increasing tiers, each topped with a percentage symbol, above the text “Student Loan Pricing Tiers Explained.”

    Student Loan Pricing Tiers Explained: What They Are and What to Expect

    If you’re shopping for a private student loan, you've probably noticed that lenders don't always [...]

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  • Text reads: Top 3 Times to Refinance Student Loans

    The Top 3 Times to Refinance Student Loans

    If you're making payments on private or federal student loans – or a combination of [...]

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  • Woman sitting on the floor with student loan documents beside a laptop, with text that reads, “Take Control of Your Student Loans.”

    Recent Graduates: How Refinancing Could Help You Take Control of Your Student Loans

    Just graduated and starting to repay student loans? Learn how refinancing could help you lower your rate, reduce monthly payments, and build a repayment strategy.

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  • How Medical Professionals Can Lower Student Loan Payments

    How Nurses, Teachers, and Healthcare Workers Can Lower Student Loan Payments Through Refinancing

    Nurses, teachers, and healthcare professionals carry unique student debt burdens. Learn how refinancing could help reduce your monthly payments and total loan costs.

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  • A ripped piece of lined notebook paper reads, "Should I refi?"

    When Does Student Loan Refinancing Make Sense? A Decision Framework

    Student loan refinancing is not for everyone. Use this framework to evaluate whether refinancing could reduce your costs, and when it might not be the right move.

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  • Two female and one male toss graduation caps into the air while standing in front of a concrete building and a cloud filled blue sky.

    What Recent Graduates Should Know About Their Student Loan Grace Period

    If you graduated from college this spring, congratulations! Along with your diploma comes a financial [...]

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  • A spiral notebook page with "Refinance Student Loans" as a title and "Pros and Cons" written below it.

    When Refinancing Your Student Loans Is a Terrible Idea (And When It’s Brilliant)

    Most refinancing content on the internet reads like a sales pitch. Lower your rate! Save [...]

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  • A man and woman sit at a desk looking at a piece of paper he is holding, looking thoughtful. A laptop sits open in front of them.

    Refinancing Student Loans as a Couple: How Marriage Changes the Math

    Nobody writes "combined student loan debt: $127,000" on a wedding invitation, but for a growing [...]

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  • A young woman in a white button down blouse with chin length hair and glasses gazes to the right. She has a laptop and office supplies in front of her.

    The OBBB Changed the Rules: How New Federal Policies Affect Your Refinancing Decision

    The One Big Beautiful Bill Act made a lot of changes to a lot of [...]

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  • A man with glasses in a button down shirt holds a white laptop and looks off to his left.

    How Employer Assistance Could Help Pay Off Your Student Loans

    There is a line item buried in your employee benefits package that could be worth [...]

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