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Refinance

Refinancing your student loans can save you time and money - but it isn't the right choice for everyone. Get the details you need to make an educated decision about student loan refinance, including how a credit union could help.

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  • A graphic displays the word "Loans," with a dollar sign and two lines. Text at right reads, "Balancing Multiple Loans"

    What Happens If You Need More Than One Student Loan?

    Paying for college often takes more than one source of funding. Between tuition, housing, books [...]

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  • Couple reviewing bills and finances at a kitchen table, with the text “Refinancing Doesn’t Have to Be Scary.”

    Student Loan Refinancing Doesn’t Have to Be Scary

    Student loans can be stressful enough without worrying about whether refinancing is the right move. [...]

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  • Graphic of a woman weighing the potential benefits of student loan refinancing, with question marks beside the phrases “Lower Monthly Payment” and “Faster Payoff.”

    Lower Monthly Payment or Faster Payoff? How to Choose a Student Loan Refinance Term

    When you refinance your student loans, the interest rate isn't the only number that matters. [...]

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  • Student loan refinance process graphic showing four steps: apply, submit documents, pay off existing loans, and receive a new loan.

    What to Expect When You Refinance Your Student Loans

    Thinking about refinancing your student loans? If you've decided it could be a good fit [...]

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  • A man stands looking at a phone, a woman holds a tablet, and another man looks at a phone considering refinancing student loans.

    Student Loan Refinancing by Age: What to Consider at Every Stage

    While age itself isn't a reason to refinance your student loans, your income, credit and [...]

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  • A woman sits typing at a laptop. The words "Prime Rate Increase - Should You Refi?" are overlaid at the top left.

    What a Prime Rate Increase Could Mean for Your Student Loans

    If you’re making payments on a private student loan, it’s important to keep an eye [...]

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  • Stacked coins arranged in four increasing tiers, each topped with a percentage symbol, above the text “Student Loan Pricing Tiers Explained.”

    Student Loan Pricing Tiers Explained: What They Are and What to Expect

    If you’re shopping for a private student loan, you've probably noticed that lenders don't always [...]

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  • Text reads: Top 3 Times to Refinance Student Loans

    The Top 3 Times to Refinance Student Loans

    If you're making payments on private or federal student loans – or a combination of [...]

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  • Woman sitting on the floor with student loan documents beside a laptop, with text that reads, “Take Control of Your Student Loans.”

    Recent Graduates: How Refinancing Could Help You Take Control of Your Student Loans

    Just graduated and starting to repay student loans? Learn how refinancing could help you lower your rate, reduce monthly payments, and build a repayment strategy.

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  • How Medical Professionals Can Lower Student Loan Payments

    How Nurses, Teachers, and Healthcare Workers Can Lower Student Loan Payments Through Refinancing

    Nurses, teachers, and healthcare professionals carry unique student debt burdens. Learn how refinancing could help reduce your monthly payments and total loan costs.

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  • A ripped piece of lined notebook paper reads, "Should I refi?"

    When Does Student Loan Refinancing Make Sense? A Decision Framework

    Student loan refinancing is not for everyone. Use this framework to evaluate whether refinancing could reduce your costs, and when it might not be the right move.

    Read More
  • Two female and one male toss graduation caps into the air while standing in front of a concrete building and a cloud filled blue sky.

    What Recent Graduates Should Know About Their Student Loan Grace Period

    If you graduated from college this spring, congratulations! Along with your diploma comes a financial [...]

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